Terms & Conditions

www.millarconsulting.com ("the Site") is a web site developed by R J Millar Consulting Limited (referred to herein as "millarconsulting.com"). By entering the Site you are deemed to have accepted these terms and conditions.

Changes to These Terms & Conditions

Due to the constant development of the Site it may become necessary to amend these terms and conditions and millarconsulting.com reserves the right to do so by posting changes online. It is your responsibility to check these terms and conditions regularly and your continued use of the Site after such changes are posted constitutes your acceptance of these terms and conditions as amended.

Use of Content

The services and information provided by millarconsulting.com are for your personal, non commercial use only.

Transactions on this Site

You may use the Site to purchase products or services from our third party providers. Any such transaction is concluded under the terms of business of the third party provider and millarconsulting.com accepts no liability for such transactions.

Accuracy of Information

Neither millarconsulting.com nor any of its data providers or affiliates make any warranties expressed or implied, as to the accuracy, adequacy, quality or fitness for any particular purpose of the information or the services for a particular purpose or use and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law.

The services and the information provided by millarconsulting.com's Learning Zone are only for your general information and use and are not intended to address your particular requirements. In particular, the services and information do not constitute any form of advice or recommendation by millarconsulting.com and are not intended to be relied upon by users in making (or refraining to make) any specific investment or other decisions because millarconsulting.com is not authorised under the Financial Services and Markets Act 2000.

Appropriate independent advice should be obtained before making any such decision. Any arrangement made between you and any third party named in millarconsulting.com is at your sole risk and responsibility. millarconsulting.com, its data providers and affiliates, may or may not hold investments in the businesses, funds, management companies and / or brokerage firm securities referred to within millarconsulting.com. You bear all risks from any uses or results of using any information. You are responsible for validating the integrity of any information received over the internet. In addition, any information posted on millarconsulting.com by users has not been issued or approved by millarconsulting.com for the purposes of section 21 of the Financial Services and Markets Act 2000.

Information Posted by You

You may place information on the Site or make it available to other users by e-mail only where and as permitted by millarconsulting.com from time to time. millarconsulting.com does not monitor, approve, endorse or exert editorial control over information posted by users and does not therefore accept responsibility for or make any warranties in connection with or recommend that you or any third party rely on such information.

You agree to not post (or transmit):

(i) any information which is objectionable including, without limit, information which is defamatory, obscene, threatening, untrue or in breach of any applicable laws, rules, regulations or market conventions,

(ii) any information which is in breach of any person's rights (including without limit, copyright and confidentiality),

(iii) any information or software which contains a virus, cancelbot, Trojan horse, worm or is otherwise harmful or

(iv) any information which (in millarconsulting.com's opinion) constitutes advertising.

millarconsulting.com reserves the right to remove any such information from the services without warning and to inform and give assistance to the relevant bodies in respect of any transgressions. millarconsulting.com accepts no responsibility for and gives no warranties in connection with any information posted on its site by its users. millarconsulting.com recommends that you do not rely on such information. By placing a posting on the Site or making available to other users any information you hereby grant to millarconsulting.com a worldwide non-exclusive licence to use copy, distribute, publish and transmit such information in any manner which millarconsulting.com wishes (including, without limit, archiving and making available such information as part of the Site), unless otherwise agreed.

Indemnity

You irrevocably indemnify millarconsulting.com and its data providers and affiliates from and against any and all losses, damages and costs suffered or incurred by millarconsulting.com, or any data providers or affiliates of whatsoever nature arising out of or in connection with your use, provision or distribution of information or any part or the Site or any part or otherwise howsoever arising in relation to any breach of these terms and conditions by you.

Hypertext Links

millarconsulting.com provides a few carefully chose hypertext links to sites on the Internet which are operated by other people. Using an external hypertext link means that you are leaving the Site and millarconsulting.com therefore takes no responsibility for and gives no warranties, guarantees or representations in respect of linked sites.

Intellectual Property

All intellectual property rights (including copyright, patents, trade marks) whether registered or not on the Site shall remain the property of millarconsulting.com and no customer or other person shall, or shall attempt to obtain any title to such rights. Information appearing on millarconsulting.com is the copyright of R J Millar Consulting Limited and must not be reproduced in any medium without licence. Users are permitted to copy some material for their personal use as private individuals only. Users must not republish any part of the data either on another website, or in any other medium, print, electronic or otherwise, or as part of any commercial service without the prior written permission of R J Millar Consulting Limited.

If you require any further information on permitted use, or a licence to republish any material, contact us. If you are granted a licence to reproduce material you will be required to follow some simple guidelines about the way the information is displayed. An acknowledgement of the source must be included whenever copyright material is copied or published.

Advertising & Sponsorship

Parts of the Site contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with all legal and regulatory requirements and does not contain any material which is objectionable including, without limit, information which is defamatory, obscene, threatening or untrue. millarconsulting.com will not be responsible for any such material or any error or inaccuracy in advertising material.

Liability

Due to the number of sources from which millarconsulting.com obtains content and the nature of electronic distribution via the world wide web neither millarconsulting.com nor any of its data providers nor affiliates shall have any liability (whether in contract or tort) for any losses, costs or damages resulting from or related to use of or inability to use any information contained in the Site or the provision of the Site to the fullest extent to which such liability may be excluded or avoided by law and in no event shall millarconsulting.com be liable to you for lost profits or for indirect, incidental, special, punitive or consequential damages arising out of or in relation to the provision of information on the Site. millarconsulting.com makes no warranty that the Site is free from infection by viruses or anything else that has contaminating or destructive properties.

Jurisdiction

These terms and conditions will be governed by the laws of England and Wales and the parties agree to submit to the exclusive jurisdiction of the English Courts.